By the first quarter of 2019, consumer credit card debt in the US had reached $1.06 trillion.¹ This means if you are struggling with credit card debt, you’re not alone. People all over the US are in search of credit debt relief, especially as credit debt continues to rise. In the last 5 years alone, consumer credit card debt has risen 20.69%. Furthermore, 15% of households report spending more than they earn each month and 43% of these households rely on borrowing or credit cards to fill the shortfall in their incomes. This means that thousands of families in the US are facing not only rising debt, but also the rising fees that come with not being able to pay off that debt each and every month.²
We begin with a free consultation. No travel is required. This free consultation can be done right over the phone. One of our debt counselors will discuss your financial situation with you. We will determine a monthly payment that is significantly lower than your current payment for your unsecured debt. This new payment is then drafted monthly into the law firm's escrow account on your behalf. This money will be held until a settlement is reached with your creditors.
When you come aboard for our debt negotiation services, a cease and desist letter is sent to all of your creditors, letting them know that all future contact must be directed to our law firm. That means NO more harassing phone calls!!!
Wow, wouldn't it be nice to answer the phone again knowing there isn't a creditor on the other end of the phone.
It seems like these days, many law firms and other agencies who deal with debt are just in it for a quick buck. They don't want to hear your concerns - they just want your filing fees and any other money they can get from you, and then they want to be done.
Fear no more - when you contact Willis & Associates, you gain the full support and knowledge base of our friendly debt experts.
This is not a loan. We use your money to pay your creditors.
This is not Consumer Credit Counseling. Consumer Credit Counseling only reduces the interest rate which typically doesn't even reduce your monthly payment. Over 85% of the people who join Consumer Credit Counseling will fail.
When you choose Willis & Associates, to negotiate your debt, our attorneys will actually negotiate the principal itself. This always creates a lower monthly payment and depending on your point of view, a negative interest rate.
Willis & Associates, has been achieving this success rate for over a decade. Typically the only way clients fail is due to losing a job, divorce, or some other unforeseen circumstance. As long as they can make the monthly payment, setting their debt for far less than they owe is not a problem.
We are a full service debt relief law firm. Notice the words "law firm". There are many "fly-by-night" companies and many of which are not law firms. We have an impeccable rating with the Better Business Bureau (BBB). Most companies do not belong or have very low ratings.
We start communicating and negotiating with your creditors immediately after receiving your initial payment and paperwork. Most companies won't even talk to your creditors until you have enough money saved to both settle the debt and pay their fees.
The creditors have attorneys working for them. Isn't it time that you had attorneys working for you too?
Just think about it. It is almost like getting a top rated law firm for FREE. As an example, you owed $20,000 and we got you out of debt for $14,121.00 with fees included. Not only did you save money, but you hired an attorney to handle everything in the process. And the savings doesn't stop there. If you actually paid back this debt over time, it could cost you 20 years and $98,640.
For more information on debt negotiation services, please call us today at 855-733-9455 or firstname.lastname@example.org online any time and see how the caring and compassionate attorneys at Willis & Associates, can help guide you through this rough patch.
201 Penn Center Blvd
Pittsburgh PA 15235
Monday - Friday: 9:00 a.m. – 5:30 p.m.
Saturday: 10:00 a.m. - 2:00 p.m
2009 Mackenzie Way
Regus Suite 100
Cranberry Twp PA 16066
608 3rd St
Beaver PA 15009
1301 Allegheny St
Hollidaysburg, PA 16648
92 E W Main St
Uniontown, Pennsylvania 15401
116 N Main St Suite #7
Greensburg, PA 15601
647 Philadelphia St. (5th Floor)
Indiana, PA 15701
Phone: 724. 591.5337
319 Washington St,
Johnstown, Pennsylvania 15901
1627 Union Ave
Natrona Heights PA 15065
Phone: 724. 591.5337
118 S. Kimberly Ave.
Somerset, PA 15501
90 W Chestnut St
Washington, PA 15301
We are a bankruptcy law firm offering bankruptcy legal services to greater Pittsburgh, PA.
Chapter 13 Bankruptcy
Chapter 7 Bankruptcy
Chapter 11 Bankruptcy
Chapter 12 Bankruptcy
Small Business Reorganization
Mortgage Repayment Plans
Credit Card Elimination/Negotiation
Medical Bill Elimination/Negotiation
Wage Garnishment Elimination
Stop a Scheduled Sheriff Sale
Stop a Scheduled Real Estate Tax Sale
Stop Pending Lawsuit, even post judgment
We serve clients throughout all of Pennsylvania with Bankruptcy, Debt Negotiation, Mortgage Foreclosure Defense, Divorce, and Estate Planning. Though we have two offices, no travel is necessary. We service Pennsylvania clients from Pittsburgh, Harrisburg, Philadelphia, Altoona, Bedford, Blairsville, Connellsville, Cranberry, Ebensburg, Greensburg, Huntingdon, Johnstown, Indiana, Lancaster, Monroeville, New Kensington, State College, Somerset, Uniontown, Washington, Wexford and throughout the state. This website is intended to provide general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.